Thursday, 17 March 2011
My hourly rate.
We live on one income that The Man works fairly long hours for. And it only just about covers everything. Most months are a struggle and our budget often involves creative juggling of bills.
And so, a second income would be very very welcome.
But (how did you know that was coming?)
Childcare in New Zealand is exorbitant. The government subsidises childcare for most people and for most it isn't really a problem. (In fact, I suspect that the subsidy is the reason for the high rates in the first place)
However, those subsidies are only available to New Zealanders with Permanent Resident status. We only have work permits so we don't qualify.
Childcare averages out at $6 per hour. After (and before) school care is about $5 per hour.
If I worked a 40 hour week, say 8 to 5 - I would be charged for 10 hours of childcare per day for Blossom and The Frog and 4 hours of after school care per day for The Jord. You still have to pay carers for the time you spend travelling to and from work.
I do receive $80 per week's worth of government-subsidised childcare for The Frog.
$620 per week.
I would be paying $15.50 per hour in order to have a job. My entire wage would be gone.
What would the point be? I would be going to work to give someone else the privilege of watching Blossom grow?
And so I think of it like this: I stay at home in order to SAVE the family money. Make sense?